Share your summer photos and enter to win an iPad Mini

As summer nears its end, put those summer pictures to good use. Post or upload your photo/video to Twitter, Instagram or Facebook showing your credit union summer and the credit union difference. Tag your Entry with #CUSummer2014 and @WeOwnOurBank. (Facebook users must also post it on the We Own Our Bank page.) Then encourage your friends, family and followers to “Like” or “Retweet” your post. Make sure to "Follow" us on Twitter and "Like" us on Facebook.

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CONTEST. See Official Rules at.www.WeOwnOurBank.com for details. California Credit Union League is the Official Sponsor. Contest begins at 12:01 A.M. PST August 19, 2014. Entries must be posted by 11:59 P.M. PST on September 17, 2014 to be eligible. Post or upload a single digital copy of an original photograph or short video meeting the specifications below to Twitter, Instagram or Facebook (“Entry”). Your Entry should depict your summer vacation or activity and incorporate your credit union in a unique or interesting way. You must tag your Entry with both #CUSummer2014 and @WeOwnOurBank and, if using Facebook, you must also post your Entry to the We Own Our Bank page in order to enter the contest. Finally, encourage your friends, family and followers to click the “Like” or “Retweet” button.

Full Rules and Conditions:

Show Us Your Credit Union Summer” Photo/Video Contest

Terms and Conditions

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CONTEST.

1. Eligibility. This “Show Us Your Credit Union Summer” Photo/Video Contest (“Contest”) is open to individual credit union members age 13 and over who reside in California or Nevada (“Participants”). Void where prohibited. Employees of the California Credit Union League, it affiliates and subsidiaries, and members of their immediate families, are not eligible to participate.

2. Sponsor. The official sponsor (“Sponsor”) of this Contest is the California Credit Union League (“CCUL”), located at 2855 E. Guasti Road, Suite 600, Ontario, California 91761-1250.

3. Duration of Contest. The Contest begins at 12:01 A.M. PST on Tuesday, August 19, 2014 and ends at 11:59 P.M. PST on Wednesday, September 17, 2014 (“Entry Deadline”). All Entries must be posted by the Entry Deadline to be eligible.

4. How to Enter. Post or upload a single digital copy of an original photograph or short video meeting the specifications below to Twitter, Instagram or Facebook (“Entry”). Your Entry should depict your summer vacation or activity and incorporate your credit union in a unique or interesting way. You must tag your Entry with both #CUSummer2014 and @WeOwnOurBank and, if using Facebook, you must also post your Entry to the We Own Our Bank page in order to enter the contest. Finally, encourage your friends, family and followers to click the “Like” or “Retweet” button.

5. Entry Specifications. Your Entry must meet the following specifications to be considered:

a. Entry must be a single digital copy of an original photograph or video created solely by the Participant on or after May 1, 2014, of which Participant is the sole owner, including any copyright. Photographs must be in JPEG or .jpg format, not to exceed 5MB. Videos may not exceed 15.0 seconds in duration. Only online entries in digital format will be eligible.

b. Entry must contain both #CUSummer2014 and @WeOwnOurBank and, if using Facebook, Entry must be posted to the We Own Our Bank page.

c. Entry must not contain any words or images that are false, fraudulent, obscene, sexually explicit, harassing, disparaging, violent, offensive, inflammatory, defamatory, illegal, immoral, indecent, or otherwise inappropriate. Sponsor reserves the right to make this determination in its sole discretion.

d. Entry must not violate or infringe on any copyright, trademark or other intellectual property rights of any person or entity.

e. Participant may use any photo editing software, including filters, consistent with the terms and conditions of the applicable photo editing software. Any third-party content not owned by Participant, unless in the public domain, is expressly prohibited.

f. Participant must have the express permission of any and all persons appearing in the photograph or video to use their image in the Entry and, if entry depicts any person(s) under 18 years of age, Participant must also have the express permission of parent or legal guardian of each such person. Participant must provide proof of same upon request by Sponsor.

6. Selection of Winners. Following the Entry Deadline, the ten (10) eligible Entries receiving the most “Retweets” or “Likes” using the Retweet or Like button on the applicable social media platform will be named as finalists. Finalists will be announced on all three social media platforms and www.WeOwnOurBank.com. On September 19, 2014, Sponsor will select one potential (1) Grand Prize winner from the ten (10) finalists, giving special consideration to how the credit union difference is incorporated into the photograph or video. The potential Grand Prize winner will be notified within 48 hours after selection through the social media platform used by Participant and must respond to Sponsor within seven (7) days of notification. If the potential Grand Prize winner selected does not respond within seven (7) days of the notification, he or she will be deemed to forfeit and a new Grand Prize winner selected. Violation of these Official Rules may result in immediate disqualification and forfeiture of any prize. All determinations of Sponsor are final.

7. Restrictions. Limit one (1) Entry per Participant using only one of the designated social media platforms. No more than one (1) person may enter any photograph or video. Retweets and Likes across multiple platforms will not be added together. Only retweets and likes made using the button designated on the applicable social media platform will be counted. Entries submitted using a mobile device may be subject to applicable carrier and data charges. Please contact your carrier for more information. Any attempt by an individual to deliberately damage any page, post, feed, entry, or website, or to undermine the legitimate operation of this contest is a violation of law and, should such an attempt be made, Sponsor reserves the right to disqualify such person(s), discontinue the contest, and/or seek damages as permitted by law.

8. Reservation of Rights. Sponsor reserves the right, in its sole discretion, to make the determination as to whether an Entry violates any of these Official Rules and to delete or disqualify any such Entry it deems in violation without notice. All determinations of Sponsor are final.

9. Grand Prize. One (1) Grand Prize will be awarded. The Grand Prize is one (1) 16 GB iPad mini with Retina display (wi-fi only) valued at approximately $399.00. Odds of winning depend on the number of qualified Entries received. Sponsor reserves the right to substitute a prize of equal or greater value at its sole discretion. All taxes in connection with the Grand Prize, and the reporting consequence thereof, are the sole responsibility of the Grand Prize winner. Entries and prizes are non-transferable. Cash equivalent or alternative prizes are not available except in the sole discretion of Sponsor.

10. Additional Terms and Conditions. Participant grants Sponsor a limited license to use, re-use, crop, edit, publish, or broadcast Participant’s Entry, name and likeness, including posting his or her Entry on www.WeOwnOurBank.com for any other lawful purpose and without compensation. Sponsor is not responsible for deleted, late, corrupted, mislabeled, misdirected, or nonconforming Entries, whether due to disqualification by Sponsor, or software, hardware, technical, administrative, or human error, or any other circumstance beyond Sponsor’s control. Sponsor reserves the right, in its sole discretion, to modify, suspend, or cancel this Sweepstakes if it appears that the integrity, security, or administration of this process may be called into question.

11. Certification by Participant. Participant agrees that submission of an Entry constitutes agreement with these Official Rules. Participant certifies that the Entry is an original photograph or video meeting the specifications above and that he or she has the unrestricted right to post the Entry. Participant certifies that he or she is at least 18 years of age or, if less than 18 years of age, that he or she is at least 13 years of age and has the express permission of a parent or legal guardian to enter, and that Participant will provide proof of same upon request. Participant certifies that he or she has the express permission of any and all persons appearing in the photograph or video to use their image in the Entry and, if Entry depicts any person(s) under 18 years of age, the express permission of parent or legal guardian of each such person, and that Participant will provide proof of same upon request. Failure to provide proof upon request may result in the forfeiture of any prize in Sponsor’s sole discretion.

12. LIMITATION OF LIABILITY/INDEMNIFICATION. PARTICIPANT AGREES THAT SPONSOR, ITS SUBSIDIARIES AND AFFILIATES, AND EACH OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUCCESSORS AND ASSIGNS (“INDEMNIFIED PARTIES”) SHALL HAVE NO LIABILITY WHATSOEVER FOR ANY CLAIMS, INJURIES, LOSSES OR DAMAGES OF ANY KIND RESULTING FROM: (A) PARTICIPANT’S PARTICIPATION IN THIS CONTEST; (B) SPONSOR’S USE OF THE ENTRY IN ACCORDANCE WITH THESE OFFICIAL RULES; OR (C) IF AWARDED THE GRAND PRIZE, PARTICIPANT’S ACCEPTANCE, POSSESSION, USE OR MISUSE OF THE GRAND PRIZE. ACCORDINGLY, PARTICIPANT HEREBY AGREES TO RELEASE, INDEMNIFY AND HOLD HARMLESS THE INDEMNIFIED PARTIES, AND EACH OF THEM, FROM AND AGAINST SAME. SPONSOR MAKES NO WARRANTIES, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THIS CONTEST OR THE GRAND PRIZE AND SPECIFICALLY DISCLAIMS ALL SUCH WARRANTIES INCLUDING, WITHOUT LIMITATION, WARRANTIES FOR MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR ANY PARTICULAR PURPOSE.

13. Governing Law. These Official Rules constitute a binding Agreement and shall in all respects be interpreted and enforced in accordance with the laws of the State of California.

14. Instagram Submissions Only. This Contest is in no way sponsored, endorsed or administered by, or associated with, Instagram. Participant agrees that Instagram shall have no liability whatsoever for any injuries, losses or damages of any kind resulting from Participant’s participation in this Contest and hereby releases it from same. Participant acknowledges that he or she remains subject at all times to the official Instagram Terms and Conditions.

15. Facebook Submissions Only. This Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook. Participant agrees that Facebook shall have no liability whatsoever for any injuries, losses or damages of any kind resulting from Participant’s participation in this Contest and hereby releases it from same. Participant acknowledges that he or she remains subject at all times to the official Facebook Terms and Conditions.

16. Twitter Submissions Only. This Contest is in no way sponsored, endorsed or administered by, or associated with, Twitter. Participant agrees that Twitter shall have no liability whatsoever for any injuries, losses or damages of any kind resulting from Participant’s participation in this Contest and hereby releases it from same. Participant acknowledges that he or she remains subject at all times to the official Twitter Terms and Conditions.

17. Name of Winners: To receive a copy of these Official Rules, please make your request by e-mail to Lindseyf@ccul.org. All finalists and the Grand Prize winner will be announced on www.WeOwnOurBank.com and the WeOwnOurBank feed or wall for participating social media platforms. Participants may obtain the names of the ten (10) finalists by sending an e-mail on or after September 18, 2014 to lindseyf@ccul.org. Participants may obtain the name of the Grand Prize winner by sending an e-mail on or after September 27, 2014 to lindseyf@ccul.org.